FanDuel to End Credit Card Deposits Across U.S. Betting Products

FanDuel will end credit card deposits across its U.S. betting products starting March 2, 2026, removing a payment option that some customers rely on for fast account funding. 

The decision affects its sportsbook and online casinos in states where online casino gambling is regulated, as well as its horse racing platforms nationwide. Once implemented, FanDuel credit card deposits will no longer be accepted through the cashier in any U.S. jurisdiction.

Credit Card Deposits Removed Across FanDuel Platforms

The policy covers FanDuel’s full portfolio of regulated wagering apps and websites. Customers who use one wallet across sports betting and iGaming products will see a standardised funding experience regardless of state.

FanDuel said the move followed an internal review of payment methods. In practice, customers who previously selected credit cards to fund their accounts must switch to another approved option before placing wagers.

As one of the largest regulated operators in the U.S., FanDuel’s payment decisions tend to set expectations across the market. The company is owned by Flutter Entertainment, which operates betting brands globally.

Why Credit Card Gambling Deposits Draw Scrutiny

Credit card funding has faced increased attention in gambling markets because it allows customers to wager using borrowed funds rather than available cash. In fast-moving mobile betting environments, particularly with in-play wagering, access to credit can amplify financial risk.

Operational considerations also factor into the equation. Credit card transactions carry established dispute processes, and chargebacks can create additional compliance work and financial exposure for operators. Banks and card networks frequently apply stricter controls to gambling transactions than to standard retail purchases.

These combined factors have made credit cards one of the more closely watched payment methods in regulated sports betting.

Wallet Deposits Restricted if Backed by Credit

FanDuel’s restriction extends beyond entering card details directly. Deposits made through wallet services such as PayPal, Venmo, or Apple Pay will also be blocked if the underlying funding source is a credit card.

For many bettors, digital wallets provide a fast route from deposit to wager. Under the new policy, however, the key factor is the origin of the funds. If the wallet draws from a credit line, the deposit will not be permitted.

Debit Cards and Bank Transfers Remain Available

Debit cards and direct bank transfers, including ACH, will continue to be supported for U.S. customers. Unlike credit transactions, debit draws directly from available bank balances. 

ACH transfers and online banking tools remain among the most widely used casino payment methods across regulated U.S. betting platforms, though availability can vary by state, regulator, and bank policy.

Even when approved methods are listed in the cashier, transaction outcomes may still depend on individual financial institutions and their handling of gambling-related payments.

State Rules Previously Limited Credit Card Use

Before this nationwide change, credit card acceptance in U.S. betting markets was already uneven. Some states restrict or prohibit the use of credit cards for wagering as a consumer protection measure.

FanDuel has previously indicated that customers in certain jurisdictions, including Massachusetts, Tennessee, and Vermont, may not wager with credit card-funded balances due to local rules. In some cases, balances funded by credit could become unavailable if a customer traveled back to a restricted state.

By ending credit card deposits across all U.S. products, FanDuel removes those state-by-state variations and simplifies its payment structure nationwide.

DraftKings Ended Credit Card Deposits in 2025

FanDuel’s move follows a similar decision by DraftKings, another leading U.S. operator. DraftKings stopped accepting credit card deposits in August 2025 after a compliance case in Massachusetts.

The Massachusetts Gaming Commission fined DraftKings $450,000 after determining it had accepted more than $83,000 in credit card funds in a state where that deposit type was prohibited.

With FanDuel now implementing a nationwide policy, two of the largest U.S. sports betting operators will operate under the same no-credit-card deposit standard.

Some Operators Still Accept Credit Cards

Not all national sportsbooks have made the same decision. BetMGM and Caesars continue to accept credit card deposits in many jurisdictions, subject to local regulatory rules and processor support.

Whether additional operators follow FanDuel and DraftKings may depend on state compliance expectations, payment processing relationships, and internal risk assessments. Payment options remain one of the most practical differentiators for customers comparing betting platforms.

Fee and Cash-Advance Concerns

FanDuel’s announcement also intersects with broader concerns about how banks classify gambling transactions. Some card issuers treat gambling deposits as cash advances rather than retail purchases, triggering immediate fees and higher interest rates.

Those classifications can significantly increase the cost of using credit cards for wagering, particularly for smaller deposits.

Although FanDuel framed its decision around payment review and customer experience, scrutiny over credit-based gambling transactions has grown as the U.S. betting market expands.

What the Change Means for U.S. Bettors

FanDuel’s decision to eliminate credit card deposits marks another step in the tightening of payment standards across regulated U.S. sports betting.

From an operational standpoint, removing credit cards reduces exposure to disputes and compliance risk. For customers, the impact is straightforward: credit card funding will no longer be available, and deposits must be made using debit cards, bank transfers, or other approved methods in their state.

As regulators, banks, and operators continue refining payment controls, cashier menus across U.S. betting platforms are likely to evolve further. For now, the credit card option will be removed from FanDuel’s U.S. products beginning in March 2026.