Play Baccarat Online

Why Online Players Love Baccarat

If you are one of those players looking for a game that doesn’t have a thousand rules, complicated side bets, and different hand values that you must memorize, then online baccarat for real money is a perfect game for someone like you. This game is excellent for players of all levels as their main rules are fun and straightforward.

Baccarat is also a game with a minimal amount of decision-making, as the result of the game is predetermined in a certain way. The only special skills you need to play (and enjoy) this game are the ability to count to 9 and the capacity to know and remember the three bets available in this game.

Some interesting facts about the game are:

• Baccarat is a game with simple rules that involve a low amount of decision-making.

• The game's goal is to get as close as possible to nine.

• Bettors can bet on the player or the banker to win.

• Online baccarat is a game frequented by high rollers.

Baccarat Hand and Card Values

Every card in this game is worth its face value except for aces (which are worth one) and picture cards (which are worth zero). When you count the value of the cards in your hand, only single-digit numbers are possible, so, after a nine (total) would come a zero, then a one, a two a three, etc. In other words, if you have a three and then you get dealt a 9, your total would be two (2); if you had a 6 in your hand and you were dealt a 9, your total would be 5.

A simple trick to remember this rule is to remove the tens place from any two-digit number easily. If you apply this trick, you will get these results (according to the previous examples)

12=2, 15=5. If you ever get confused, you could also try to remember the following values for each card.

• Aces: will always count as one (1).

• Numerical cards will always equal their face value (from 2 to 9).

• Suits, such as hearts, diamonds, clubs, and spades, are irrelevant when counting card values.

• Face or picture cards, such as the queen, king, or joker, and 10’s count as 0.

Online Baccarat Tips and Tricks

If the player is dealt an 8 or a 9, they have a “natural” and win automatically unless the dealer also has an 8 or a 9. If the player has any other point total, the dealer may or may not give him a third card (this depends on the total).

The rules for getting a third card (for both the player and the dealer) are that a player will receive a third card if the total of his/her two first cards is less or equal to five (5). The player has no decision as he/she will be dealt a third card automatically according to the game rules. At the end of the card dealing, whoever has the higher point in total wins the hand. Similar rules apply when the banker must get a third card.

Online Baccarat Terms and Definitions

If you are new to baccarat (or even online casino games), you might find that specific terminology is used in many online casino table games. In the case of baccarat, it could be helpful to know this terminology so you won’t get confused when someone uses it on the table. Below is a table of the most common terms and definitions used in baccarat:

Term	Definition
Banco	“The bank” or “the house.” Also refers to a bet placed on the Banco (banker’s) hand—the hand the dealer must always bet on.
Bankroll	The amount of money a player sets aside for gambling. Effective bankroll management is key to a successful Baccarat strategy.
Burn	“The bank” or “the house.” It also refers to a bet placed on the Banco (banker’s) hand—the hand the dealer must always bet on.
Callman	Another name for the dealer in a Baccarat game.
La Grande	French for “The big one.” A natural hand totaling nine (9).
La Petite	French for “The small one.” A natural hand totaling eight (8).
Natural	A two-card hand that totals either eight or nine.
Punto	Refers to the player or the player’s hand, which is opposite the Banco hand.
Shoe	A container that holds the decks of cards used in Baccarat.
Standoff	The act of discarding the first few cards from the shoe to prevent cheating. It is common in card games.

Baccarat Real Money Bets

As we have mentioned before, you will find three simple types of bets in this casino game. Bettors have the option of betting on the player or the banker to win; the third option is to bet on a tie between the player and the banker. As you can imagine, this highly paid bet offers the worst possible odds.

Any player must make a bet before the croupier deals the cards to the players. You will have to make a bet before even knowing your cards, and there is no option to add any more bets. The payouts for each bet are the following:

• Player bets are paid 1 to 1.

• Banker bets are paid 1 to 1 with a 5% commission to the house.

• Tie bets are paid 8 to 1, and in some online casinos, they are even paid 9 to 1.

Baccarat Odds: The Best Bet in Baccarat

Since there are only three possible bets on this casino live dealer game, the outcomes of these bets (and their odds) can vary greatly. The odds of the player’s hand winning are 45%, while the chance for the player’s hand to lose is 46%. The banker’s winning odds are 51%. Finally, there is a slight chance that the hand will tie; the odds for this outcome are around 9.5%.

Even if you will need to leave a 5% commission to the house, the best bet available in the baccarat game is the banker bet, not only because you will have the highest odds of winning but also because the banker bet has the lowest house edge.

Even if there is no actual “game strategy” for baccarat live, as it is primarily a game of chance, you can still use some betting systems to increase your odds of winning your bet. A general rule recommended, especially for new players, is to bet mostly on the banker, make occasional bets on the player, and never bet on a tie. Despite the tie being the most profitable bet, it also offers the worst odds in the game.

Differences Between Online Baccarat and Live Dealer Baccarat

When playing baccarat at online casinos, players typically choose between Online Baccarat and Live Dealer Baccarat. While both versions follow the same basic rules, they offer very different gaming experiences. Below is a comparison table highlighting the key differences between the two.

Feature	Online Baccarat	Live Dealer Baccarat
Gameplay Type	Fully digital with computer-generated outcomes	Real-time gameplay with a live human dealer via video stream
Randomness	Determined by RNG (Random Number Generator)	Based on actual shuffling and dealing of physical cards
Atmosphere	Simulated visuals and sound effects	Real casino ambiance with live dealer and studio background
Speed of Play	Fast-paced; players control the game flow	Slower; depends on live dealer’s pace
Interaction	Minimal to none; no real-time interaction	Real-time chat and interaction with the dealer
Availability	24/7 availability; no human dealer required	Available most times but can depend on dealer schedules
Betting Limits	Often lower; more accessible to casual players	Generally higher due to higher operational costs
Trust Factor	Some players are skeptical of RNG fairness	Perceived as more transparent and fair due to visible dealing
Technology Needs	Works well on slower devices and internet connections	Requires good internet speed and modern devices for smooth streaming
Game Variants	Wide range of digital versions (e.g., Speed, Mini Baccarat)	Fewer variants, typically just classic baccarat or slight rule variations

Conclusion

You can also find free baccarat versions at nearly every online casino, allowing you to play and practice without risking any real money. Below, you'll find a curated list of recommended online casinos, chosen based on our in-depth reviews, popularity, bonuses, promotions, and exclusive player perks.

If you're looking for a more immersive experience, be sure to check out our Guide to Live Dealer Baccarat to explore how it compares to the standard online version.

Now that you know all about the game baccarat at online casinos, try it!